"It's going to be a miserable ride."

I wish that I had said that. The chief financial analyst at Key Bank says it will be late 2009 before earnings rebound. I think he is a smidge optimistic, but generally on the right track.

http://www.bloomberg.com/apps/news?pid=20601087&sid=aoQVPQW1bTnY&refer=home

Disclosures: None